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FIXED-RATE MORTGAGES

Home Loans for Homebuyers Who Plan to Live in Their Homes for More Than 7 Years.

  • Consistency: Your interest rate and payments stay the same for the life of the loan.

  • Low Rates: Fixed-Rate loans, especially 30-year mortgages, offer some of the lowest interest rates available, making them ideal for most homebuyers. 

  • Loan Options: We offer Conventional, Jumbo, FHA, VA, USDA, Non-QM, ITIN and Refinance Fixed-Rate home loans.

  • Choice of Term: We offer 15- and 30-year home loans.

   By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

30-Year, Fixed-Rate Home Loans

The traditional 30-year, Fixed-Rate home loan may be a good choice if you plan to live in your home for 7 years or longer. If you plan to sell your home within 7 years, an Adjustable-Rate Mortgage (ARM) may be best for you.

A Fixed-Rate mortgage has an interest rate that remains the same for the life of the loan. An Adjustable-Rate Mortgage, or ARM, is a home loan with an interest rate that can change periodically.

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15-Year, Fixed-Rate Mortgage

A 15-year, Fixed-Rate home loan is fully amortized over a 15-year period and features consistent monthly payments. It offers all the advantages of the 30-year Fixed-Rate loan plus a lower interest rate. A 15-year, Fixed-Rate home loan requires a higher monthly payment than a 30-year loan, but you’ll own your home nearly twice as fast.

A Fixed-Rate mortgage has an interest rate that remains the same for the life of the loan. An Adjustable-Rate Mortgage, or ARM, is a home loan with an interest rate that can change periodically.

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