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Terms of Use

Town Square Mortgage  Terms and Conditions 
Effective April 23, 2022



1.  This mortgage guarantee is limited to conventional, conforming fixed, first lien, mortgage loan products up to $647,200. Jumbo mortgage products are not included in this offer. The loan products being compared must be for the same product and term and the interest rates being compared must be for the same lock in term.  A complete application with TSM is required. Guarantee is not available and forfeited if your loan application is denied, canceled, or withdrawn by you or TSM. This offer does not apply to any government loan products.

2.  If you find a lower offer, inform your Loan Officer within one (1) business day of locking your rate. An official locked LE (Loan Estimate) provided by the competing lender must match the fee sheet you provided to TSM.  It must state the lender’s name (Simply Good Lending NMLS ID: 144975), date, interest rate, APR, loan type, term, exact amount of any mortgage insurance, lock length, any applicable points/costs or rebate/credit for the chosen interest rate. Within two (2) business days of closing your loan, provide TSM your completed and fully executed CD (Closing Disclosure) and the NOTE from your closing documents. Closing documents must match the original LE you provided to TSM. 


Copyright© 2022. All Rights Reserved. Equal Housing Lender. Town Square Mortgage & Investments, LLC. DBA Simply Good Lending. NMLS 144975. Branch NMLS: 1893096. 17300 Dallas Parkway, Ste. 1030, Dallas, TX 75248. 972-292-7600. Licensed by the Texas Department of Savings and Mortgage Lending, SML Mortgage Banker Registration. Expires 12/31/22. Colorado Mortgage Company Registration, regulated by the Division of Real Estate. Expires 12/31/22. Licensed by the Florida Office of Financial Regulation, Mortgage Lender Servicer License # MLD1309. Expires 12/31/22. Licensed by the Oklahoma Department of Consumer Credit, Mortgage Lender License # ML011816 & # ML011996. Expiration Date 12/31/2022. Licensed by the Nevada Division of Mortgage Lending, Mortgage Broker License #4948, Expiration Date 12/31/2022 Supplemental Servicer License #4949 Expiration Date 12/31/2022. California-Licensed by Dept. of Business Oversight, under the CA Residential Mortgage Lending Act and Finance Expiration Date:12/31/2022. New Mexico Mortgage Loan Company License Expiration Date:12/31/2022. Licensed by the Office of Lieutenant Governor's Office Division of Banking and Insurance, Phone: (340) 774-7166 Expiration Date 12/31/2022.

 “Not all applicants will qualify. Please meet with the licensed loan originator for more information. Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and finance credit approval. Approvals are subject to the underwriting program and are subject to change without notice.”

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